Money Talks: Reasons Why You Can’t Save Money

DSC_0921I’ve been sort of running away from discussing money topics for a while now because I’ve been having trouble understanding why was it that after figuring out how to make more money and being familiar with lots and lots of money saving methods and having saved so successfully in the past, I still managed to return to zero savings on a somewhat regular basis. It was a cycle: I’d make money, save for a while, say 6 months, and then blow it all on random things. I could not figure out why this was or how to get out of this cycle so staying true to my geeky self I decided that this year I was going to figure it out and I did just that. Continue reading →

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Money Talks [4]: Saving

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There are many points of view when it comes to saving. Most people advocate for it, some people prefer focusing on investing in stocks and bonds as a more reliable way of saving money. Since I personally am not in a position to start formally investing just yet I’m creating a sort of “nest egg” while I learn about formal investing and decide how I want to go about it. Whether you’re using a formal government saving plan like a pension plan or just choosing to do it on your own through savings accounts, I believe Continue reading →