You’ve probably heard people around you say things like ‘money isn’t everything’ or using it’s cousin ‘you can’t buy happiness’ at least once in your life. As much as most of us may be inclined to agree, we also tend to feel one thousand times better when we have a good cushion in the bank instead of a negative balance. Attempting to sort out how I felt about these statements after just getting out of a very long period of having a negative bank balance a few things came to mind. Continue reading →
I’ve been sort of running away from discussing money topics for a while now because I’ve been having trouble understanding why was it that after figuring out how to make more money and being familiar with lots and lots of money saving methods and having saved so successfully in the past, I still managed to return to zero savings on a somewhat regular basis. It was a cycle: I’d make money, save for a while, say 6 months, and then blow it all on random things. I could not figure out why this was or how to get out of this cycle so staying true to my geeky self I decided that this year I was going to figure it out and I did just that. Continue reading →
I’ve been sort of stuck in a rut or as I like to say, I’ve been in my feelings for the last couple of weeks and I was going to write a very sad post about how nothing is going right and everything sucks but in the spirit of trying to keep positive and actively doing things to get out the rut I decided to talk about the importance of developing and keeping good habits instead.
I was recently reminded of how most of what we think is guided by our feelings and feelings are not facts, meaning, the things you think to yourself, about yourself, about others, about the situations you’re in etc., are most likely just Continue reading →
When most of us hear the word “investing” we think “stocks”, “bonds”, “company shares”, “IPOs” or simply “I can’t do that” and I’m here to tell you that I’m still learning how to do it (Notice how I didn’t say “I don’t know” or “can’t” do it? We’ll get into that a little later on) so that’s not the type of investment we’re going to talk about today. Continue reading →
There are many points of view when it comes to saving. Most people advocate for it, some people prefer focusing on investing in stocks and bonds as a more reliable way of saving money. Since I personally am not in a position to start formally investing just yet I’m creating a sort of “nest egg” while I learn about formal investing and decide how I want to go about it. Whether you’re using a formal government saving plan like a pension plan or just choosing to do it on your own through savings accounts, I believe Continue reading →
When trying to improve your financial management abilities, learning how to spend consciously and responsibly is a very necessary skill. Things like self discipline and strong willpower when it comes to spending are all things we can work on to become better at. No, it’s not the end of the world if you feel you’re not good at them and no, not everybody was born with incredible self control and strong willpower. In this installment of the Money Talks Series I’ll be sharing with you a few things to keep in consideration when shopping or just generally spending money that will keep you in track with your financial goals: Continue reading →
Finally! The much awaited part 2 of the Money talks series where we discuss spending, saving and investing. As I stated in this previous post, I was a bit hesitant in writing this follow up because a lot of changes to my spending were happening but as it turns out, all the changes did was reinforce how efficient my budgeting plan is and so I decided to share it with you all! Continue reading →